The information in this application is true and correct to the best of my knowledge. I authorize BMW Financial Services, a group that includes various entities offering different financial services products, to request information from me and to make whatever inquiries it considers necessary and appropriate (including requesting a consumer report from consumer reporting agencies) in considering granting me credit and for the purpose of any updates, renewals, extensions of credit, reviewing or collecting my account, offering me other products and services for which I may qualify, or for any other lawful purpose. You will rely n this information in deciding whether to grant the credit requested. My application will be considered by the appropriate creditor in the BMW Financial Services group depending on the type of credit I request. If I change the type of credit that I am requesting , I thereby request that a second creditor in your group offering the requested type of credit consider my application; and I consent to both creditors reviewing my credit report. I understand that BMW Financial Services will retain this application whether or not credit is approved